Financial Castle System
Our simple and powerful system:
Introductory call
We’ll start by getting to know each other and answering your questions. From there, if we mutually agree we’re a good fit, we’ll sign electronic paperwork to formalize our engagement.
Life Discovery and Financial Discovery Meetings
Our first meeting, led by your Advisor, is our Life Discovery meeting, where we’ll dive into your
- past history with money,
- present reality including your values, priorities, preferences, and relevant family dynamics
- your ideal future including goals and outcomes for yourself and your beneficiaries.
Our second meeting, led by your Associate Advisor, is a Financial Discovery meeting, where we’ll learn the specifics around your income, assets, expenses, and debts.
Understanding your past, present, and desired future helps us provide recommendations that are in your best interest and ongoing support that’s uniquely aligned with how you think and operate.
Create an Action Plan
We’ll take seven to ten days to craft a plan, written in plain-English, designed just for you. This is the Blueprint for your Financial Castle that details the steps we can take to achieve your goals and provide a newfound sense of confidence and control in your financial future. We’ll share documents with you ahead of our next meeting so you have time to review it.
Delivery Meeting
Your team will meet with you to provide additional context around our recommendations and answer your questions. Next, we’ll listen to your feedback. If you’d like to see revisions or changes, we’ll refine the Blueprint until it feels just right. When you feel great about it and are ready to move forward, it’s time to build your Castle.
Action
We’ll implement the Blueprint action steps across your portfolio, income plan, tax plan, insurance plan, and estate plan, turning your financial house into your Financial Castle.
Ongoing Service & Communication
We’ll have scheduled meetings every Spring and Fall. We’ll use these meetings to stay current on your life, review our progress, and adapt our recommendations and support to any relevant changes to your life or new legislation.
In addition, you’ll receive regular video updates from us to keep you informed. If anything comes up between scheduled meetings, we’re always glad to meet!
Our Service
Here's What People Are Asking
- What do you charge?
- Do you sell products or charge commissions?
- Are you a fiduciary?
- Where are my assets held?
We charge 1% on the first $2 million we manage, 0.6% on the next $8 million, and 0.3% on amounts over $10 million.
There are zero additional fees for any of our services such as tax planning, insurance review, or estate review.
As consumers, we can’t stand nickel-and-diming, so Farnam also covers 100% of any trading commissions charged by our client custodian, Charles Schwab.
We charge 1% on the first $2 million we manage, 0.6% on the next $8 million, and 0.3% on amounts over $10 million.
There are zero additional fees for any of our services such as tax planning, insurance review, or estate review.
As consumers, we can’t stand nickel-and-diming, so Farnam also covers 100% of any trading commissions charged by our client custodian, Charles Schwab.